Boat Rich, Cash Poor
|Moon over the boatyard.|
Earlier this month, I had a plan. My overarching philosophy is to spend whatever I need to spend, to continue the boatwork; while holding back enough for next months rent.
I have a fairly large check coming -- drivers escrow. The last company I worked for held back 50 bucks a week, up to $750, to cover minor damages to company equipment or their deductible in the event of something more serious. If all went well, the driver gets the escrow back upon leaving me company. I don't know if I'm getting every nickel back but I have a receipt from when I turned my truck in that shows the initial inspection was fine. I'm hoping, of course, for the entire balance.
In my memory of the drivers handbook, I was supposed to call 45 days after my termination to request the return of the escrow. Forty five days was the Monday of Thanksgiving week. I decided the Payroll Office would be busy enough that week that I would call the following week (I am too nice to a fault).
Two things became excruciatingly important a couple weeks later. One: I had counted on the arrival of the escrow monies in my plans. And two -- of course -- I forgot to call that next week.
Everything was going along fine. I was buying boat stuff and preparing for the engine install. I made a new dropboard for the companionway out of some decent plywood. Then I had to think about paying my rent. Wait a minute!! According to my plan, I should have had a lot more in my accounts then I did just then. The escrow!
When I called, I found out the escrow return would have been automatic but an email they had sent me, the day after I quit, was missing a letter in my email address. Its all straightened out now, just needs to be processed, but in the meantime I am squeaking by.
This is actually the plan. When I bought Emma, I basically spent all the money I had
|Home Sweet Boatyard.|
I bought a 50 horsepower a diesel engine, new fuel tanks and all the bits and pieces to install all of that. And in October, I switched a part time. I have a great gig that is going to fund the rest of the refit. It would all be going swimmingly if not for the couple grand I spent at the dentist in the last 4 or 5 months.
To twist an old saw for my own purposes: I'm boat rich and cash poor (this month). This is just exactly where and how I want to live. I continue to doggedly pursue my righteous cause. Don't worry about me, find your own cause.